Benefits

When planning your retirement in New Zealand you need to consider the benefits of transferring your pension from the United Kingdom to New Zealand. Below is a list of some of the benefits we can offer you to make your experience financially beneficial.

Access to part of your transferred value at any stage, in some circumstances
We can provide you with account balances as and when required
Regular investment returns will be provided to help track your managed portfolio
Exchange rate issues in retirement will not become a problem
You can manage the investment of your funds via our QROPS New Zealand companies who have access to a wide range of local and international investments which are multi managed
You will have total control over investment diversification
Regular contributions can be made to your transferred value
You are able to receive significant tax advantages
Access your pension earlier than in the United Kingdom
Your pension will go to your estate in the event of death

Pension Schemes - NZ vs. UK

In some circumstances you can access a percentage of your fund once it arrives in New Zealand
Personal pension funds are accessible from age 55
To receive a state pension you must have lived in the country a considerable time
Your full pension can be transferred to your estate if you pass away
No double taxation on your pension gains
You can get an account balance any day of the working week

You can access 25% of your pension at pensionable age
Limited control over your pension
International monetary exchange rates may affect your pension values
Bank transfer fees become very expensive
Your full pension is unable to be transferred to your estate when you pass away

Your retirement will happen one day!

It might be close or some distance away. You might already be there. No matter what stage you're at, you need to plan for the future. And once you make your plan you need to make sure you stay on track and regularly review your progress and circumstances - and change things if you need to. One thing's for sure, if you don't plan for the future you won't be prepared for the future! But with the right advice and the right products you can approach retirement, and then enjoy it, with confidence.